Top of Mind

Who's eligible for the $1,000 seed contribution?
Every child under 18 with a valid social security number now has a "Trump Account" in their name, but not every child is eligible for the coveted $1,000 seed contribution. The one time contribution is only available to children born between Jan. 1, 2025 and Dec. 31, 2028.

It's also important to note that just because your child was automatically enrolled, that doesn't mean the account is ready to use. Parents and guardians must claim the account through the official Trump Accounts app to manage funds and accept contributions.

Beyond the government seed, families and friends can contribute up to $5,000 annually, and employers can add up to $2,500. When the child turns 18, the account converts to a traditional IRA, with withdrawals taxed as ordinary income unless used for qualifying expenses like education or a first home. While critics debate whether high-income families will reap the biggest rewards, parents can check details and claim accounts at TrumpAccounts.gov.

Did You Hear

🍬America's most popular Halloween candy
Trying not to disappoint trick-or-treaters this year? Make sure you're handing out Reese's Peanut Butter Cups. According to research performed by Instacart, Reese's are the most popular candy in 40 states. In the remaining ten states, Peanut Butter M&M's are king, while one state (Rhode Island) loves Sour Patch Kids. See more fun candy stats here, including the top 10 ranking.

✅ The best after-school routine for kids
Does your kid melt down the minute they walk through the door? Child psychologists call this "post-school restraint collapse." Across the board, child psychologists agree on one after-school rule: kids need a dedicated decompression phase immediately after school. Whether it's a snack, quiet time, or free play, giving children a low-demand transition period before tackling homework prevents evening meltdowns.

🤯 Apparently, being nice to your children is a good thing!
Despite what some battle-scarred boomers might say, giving your toddler praise and warmth help them become better adults. Notre Dame researchers found that positive parenting at age three trains the brain to process rewards and experience joy through adolescence. Conversely, harsh parenting can dampen that reward response, raising depression risks. Read all about it.

🛒 The best time and day to go grocery shopping
If you hate packed aisles and picked-over shelves, grocery experts have revealed the smartest times to shop. While major chains get fresh produce and goods delivered daily, Wednesdays are often the sweet spot for new sales ads and weekly product drops. Meanwhile, weekends remain the absolute busiest days, so shopping right when doors open on a weekday is your best bet for fresh items and much-needed silence.

🛩️ Pregnant influencer calls out flight attendant
Dominique Elissa called out a flight attendant who refused to lift her carry-on bag into the overhead bin, even after she told him she had been injured previously trying to lift it. Here's why some people are coming to the flight attendant's defense.

Bites with Kiyah

Pumpkin doesn’t have to mean pumpkin spice 🎃
It’s October, which means pumpkin is everywhere. Usually we’re adding cinnamon, nutmeg and enough sugar to turn it into bread, muffins, pancakes and pie. All excellent uses of pumpkin, to be clear.

But pumpkin is a squash. And squash can also be dinner.

One of my favorite ways to use it is in a chickpea curry. The pumpkin basically disappears into the sauce, making it thick and creamy, while coconut milk, ginger, garlic and curry powder take it decidedly out of pumpkin-pie territory.

It’s warm, filling, completely vegan, and almost everything you need can sit in your pantry waiting for you to make it.

Ingredients:

  • 1 tablespoon olive oil

  • 1 small yellow onion, diced

  • 2 cloves garlic, minced

  • 1 tablespoon freshly grated ginger

  • 2 tablespoons curry powder

  • ½ teaspoon ground turmeric

  • 1 (15-ounce) can pumpkin purée — not pumpkin pie filling!

  • 1 (15-ounce) can chickpeas, drained and rinsed

  • 1 (13.5-ounce) can coconut milk

  • ½ cup vegetable broth or water

  • ¾ teaspoon kosher salt, plus more to taste

  • Juice of ½ lime

  • A few handfuls of baby spinach, optional

  • Cilantro, for serving

  • Cooked rice or warm naan, for serving

Directions:
Heat the olive oil in a large skillet or Dutch oven over medium heat. Add the onion and cook until soft, about 5 minutes.

Add the garlic and ginger and cook for another minute. Stir in the curry powder and turmeric and let the spices cook for about 30 seconds, until everything smells really good.

Add the pumpkin, chickpeas, coconut milk, broth and salt. Stir well and bring to a gentle simmer. Cook uncovered for 15–20 minutes, stirring occasionally, until the curry has thickened. If you’re adding spinach, stir it in during the last few minutes and let it wilt.

Finish with lime juice, taste for salt and serve over rice or with warm naan. Top with cilantro, or don't, if your family thinks it tastes like soap.

You can spice it up by adding cayenne or red pepper flakes. You can also make it creamier by using full-fat coconut milk, or more filling by adding in more veggies like sweet potato, cauliflower or peas.

Final note: Canned pumpkin deserves better than being used twice a year for pie. It’s cheap, it lives in the pantry forever, and, as it turns out, it makes a really good curry.

Dose of Good

@derrickbmx27

Carters experience at Spirit Halloween #spirithalloweenstore

Here’s a Question

As we noted above, a flight attendant faced some backlash after refusing to help a pregnant woman lift her luggage into an overhead bin…

Last week, we asked: If you could hire a helper for your household, what would you want them to specialize in? Nearly 60% of you said, "Full-time house cleaner".